This book studies the development of commercial banks in Mainland China, Taiwan and South Korea. Based on empirical data, the author comes to the conclusion that the nature of the banking sector is monopolistic and that competition and consolidation can co-exist. The data also shows that competition and the number of banks operated are not necessarily related and that under normal circumstances competition can improve the efficiency of banks.
1. An Overview of Competition in the Banking Industry in Various Countries
2. Assessment of Competition and Consolidation in the Banking Industry in Greater China
3. Assessment of the Efficiency of Banking in Greater China
4. Empirical Studies on the Relationship between Competition, Consolidation,and the Efficiency of Banks
5. Conclusions and Policy Recommendations
About the Author:
Huang Juan is a Professor of the School of Economics, Renmin University of China. She teaches and researches in the areas of monetary banking and commercial banking. She is the author of the book An Introduction to Commercial Banks. Her research papers include "Towards the Deposit Insurance System", "The Stabilization and Efficiency Research of Chinese Banking System", "Risks in Commercial Banks: Scale Effects and Non-interest Income".